Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the platform, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

Vestmerol may update or revise these Terms from time to time. Continued use of the Service following the posting of revised Terms constitutes acceptance of the changes.

2. Eligibility

To use the Service, you must be able to form legally binding contracts and meet the minimum age of legal capacity in your jurisdiction of residence. By using the Service, you represent and warrant that you meet these requirements and that any information you provide during registration is accurate and complete.

Vestmerol reserves the right to refuse, suspend, or terminate access to the Service where eligibility criteria are not met or where use of the Service would conflict with applicable law.

3. Nature of the Service

Vestmerol provides analytical tools, predictive modelling, and risk-management infrastructure designed to support decision-making around capital allocation between contracts. The Service does not constitute financial, investment, tax, or legal advice, and nothing presented within the platform should be construed as a recommendation to buy, sell, or hold any instrument.

All trading, investment, and capital-allocation decisions made using information or outputs from the Service are made solely at your own discretion and risk. Past performance of any model, strategy, or projection is not indicative of future results.

You acknowledge that trading and investment activities carry inherent risk, including the risk of loss of some or all of your capital, and that Vestmerol does not guarantee any particular outcome.

4. Account Registration and Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Vestmerol promptly of any unauthorised use or suspected breach of security.

Vestmerol is not liable for any loss or damage arising from your failure to safeguard your account credentials.

5. Fees and Charges

Any fees, subscription charges, or other costs associated with use of the Service will be disclosed to you prior to purchase or account upgrade. Fee structures presented on marketing pages are illustrative and may be updated; the fee schedule applicable to your account will be confirmed at the point of transaction.

You are responsible for any taxes, duties, or third-party charges (such as payment processing or banking fees) associated with your use of the Service.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Reverse-engineer, decompile, or attempt to extract the underlying models or source code of the platform;
• Interfere with, disrupt, or place undue load on the Service's infrastructure;
• Misrepresent your identity or provide false information during registration;
• Use automated means to scrape, copy, or redistribute data or outputs generated by the Service without authorisation.

Vestmerol reserves the right to suspend or terminate accounts found to be in breach of this section.

7. Intellectual Property

All content, software, design elements, trademarks, and materials made available through the Service are the property of Vestmerol or its licensors and are protected by applicable intellectual property laws. No licence is granted to you other than the limited, non-exclusive, non-transferable right to access and use the Service for its intended purpose.

You may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent from Vestmerol.

8. Third-Party Services and Links

The Service may integrate with, link to, or rely upon third-party tools, data providers, or payment processors. Vestmerol does not control and is not responsible for the content, accuracy, or availability of third-party services, and your use of them may be subject to separate terms.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis. Vestmerol makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or continuous availability of the Service, including any predictive outputs, analytics, or risk assessments generated by the platform.

You acknowledge that market data, models, and analytical outputs may contain errors, delays, or inaccuracies, and that Vestmerol disclaims any liability arising from reliance on such outputs.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Vestmerol, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or capital, arising from or related to your use of, or inability to use, the Service.

Nothing in these Terms shall be construed to exclude or limit liability that cannot be excluded or limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Vestmerol and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Suspension and Termination

Vestmerol may suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, where there are reasonable grounds to believe these Terms have been breached, or where required to comply with applicable law.

You may terminate your account at any time by following the account closure process made available within the platform or by contacting Vestmerol directly.

13. Changes to the Service

Vestmerol reserves the right to modify, suspend, or discontinue any part of the Service, temporarily or permanently, with or without notice. Vestmerol shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vestmerol is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms otherwise remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed to Vestmerol through the contact channels made available on our website.

Last updated: this document is a template and should be dated and reviewed each time it is revised to reflect current practices.